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Do you expect to see less or more second charge mortgage lenders in 2018?

Second charge mortgages new business up by 38%

Second charge mortgages new business up by 38%

Second charge mortgage new business grew by 38% in the year to October, according to the Finance and Leasing Association (FLA).

The FLA also said the industry saw a 15% increase in volumes during the same period.

Geraldine Kilkelly, Head of Research and Chief Economist at the FLA said: “FLA consumer finance providers have reported steady growth in new business since July.

“Our latest research suggest that UK new consumer credit will grow by 10% in 2015 as a whole, with growth slowing to around 4% in 2016.”

Consumer finance new business grew 7% in October compared with the same month last year, retail store and online credit was up 3% on October 2014 and credit card and personal loan new business together increased by 5%. 

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