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Promise to provide seconds for network
Promise Solutions has been accredited to the panel of Personal Touch Financial Services as a second charge loans provider.
The accreditation confirms that advisers will inform clients that a second charge loan could be a suitable option rather than directing them straight to a broker, as required by the Mortgage Credit Directive since 21st March.
Steve Walker, Managing Director of Promise Solutions said: “Personal Touch has set itself apart from other networks by recognising the huge opportunity on offer in selling seconds and upskilling its members, to enable them to sell directly rather than choosing the referral route.
“At Promise we have been offering a secured loan packaging facility for over five years.
“This, combined with our larger panel, bespoke technology and 30 years’ experience in the second charge sector, means we are perfectly placed to help ARs of Personal Touch find the perfect second charge solution for their clients.”
Under the new directive, advisers who choose to refer second charge clients to a master broker rather than offer advice directly will lose their independent status.
Vikki Jefferies, Mortgage Proposition Manager at Personal Touch added: “Promise Solutions offers a wide panel of lenders which provides a fantastic selection of solutions for customers, allowing our advisers to maintain their independent status and offer a market leading proposition.”
Appointed representatives of Personal Touch will offer second charge products on a fully advised basis.
Founded in 1994, Personal Touch offers regulatory, operational and development services to financial advice companies across the UK.
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