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Prestige launches consumer BTL offering
Second charge lender Prestige Finance has brought a consumer buy-to-let offering to market to complement its existing suite of buy-to-let products.
The new offering follows its existing buy-to-let pricing and terms.
The second charge lender has also slashed rates across its prime residential products range, including all buy-to-let variable rates.
As well as this, it has simplified its proposition by integrating its professional and standard buy-to-let products into one single range.
“Whether simplifying or expanding our range to meet the needs of brokers and their customers, we’re always looking for ways to enhance Prestige’s offering,” commented Darrell Walker, head of sales, second charge and commercial lending at OneSavings Bank, the parent company of Prestige.
“These rate cuts are a testament to that commitment and the simplification to a single pricing option will also make things more straightforward for brokers.”
Highlights of changes include:
Prime and large loan
- Reduced rates available from 4.15% on 65% LTV
- 4.90% on two-year fixed rate
- 5.30% on five-year fixed rate
Buy-to-let
- Reduced rates available from 5.49% on 60% LTV
- 6.19% on two-year fixed rate
- 6.59% on five-year fixed rate
- Two-year and five-year fixed rate introduced to buy-to-let range
- Alignment of professional and ‘standard’ buy-to-let range under one competitive proposition
- Consumer buy-to-let loans now available
“Consumer buy-to-let makes up a growing element of the second charge loan market, and we know it’s something brokers have been keen for Prestige to provide," Darrell added.
“We’re therefore launching this new proposition to not only enhance our suite of buy-to-let mortgages, but directly meet this broker feedback.”
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