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FCA targets unauthorised lender
The Financial Conduct Authority (FCA) has issued a warning over an unauthorised lender which is using the details of an authorised firm.
Brits Finance claims to offer personal loans that can be used for house repairs, but the FCA has confirmed it does not authorise this firm.
Instead, the FCA has warned that Brits Finance has been using or giving out details of FCA-authorised firm Silver City Tech Ltd.
Silver City Tech has no association with the clone firm.
The FCA said that clone firms could use the name of the genuine firm, the firm’s reference number or other details.
“We strongly advise you to only deal with financial firms that are authorised by us, and check the Financial Services Register to ensure they are,” said the FCA.
“You should also be aware that if you give money to an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong.”
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