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YBS claims borrowers are turning to fixed rate mortgages


Yorkshire Building Society

The number of borrowers seeking fixed rate mortgages increased significantly in the run up to this week’s bank base rate rise, according to Yorkshire Building Society.

The ratio of fixed rate mortgage applications compared to variable applications received by the mutual has grown from 35:1 in August to 64:1 in October.

Simon Broadley, senior manager at Yorkshire Building Society, said: “Despite having the lowest-ever variable rate mortgage on the market, our findings demonstrate that borrowers value being able to lock-in to a fixed rate deal and know that their monthly payments won’t change during their initial term.”

Yorkshire Building Society currently offers fixed rate mortgages from 1.21% for a two-year deal at 65% LTV.





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