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Do you expect to see less or more second charge mortgage lenders in 2018?

Lender offers free legals for remortgages

The lender has also increased its maximum LTVs by 5% on both the fee saver range and its Vida 3, Vida 4, Vida 5 and Vida 6 products, which are available to borrowers with impaired credit history.

Key features of the fee saver range now include:

•    No product fee (saving up to £1,495) 
•    Free legals for remortgages 
•    Refund of valuation and assessment fee after completion (up to £650)

Louisa Sedgwick, director of sales for mortgages at Vida Homeloans (pictured above), said: “We’ve received a fantastic response from the market for our residential fee saver range and are delighted to be able to enhance it further by adding free legals for remortgage cases with no additional cost to the customer.

“Our rapid growth in the specialist residential and buy-to-let mortgage sectors has been based on feedback from brokers, packagers and networks.

“…This response to market demand makes our fee saver range even more attractive, particularly when combined with our flexible lending criteria and increased LTVs.”

Vida’s announcement follows the launch of a new online residential max loan calculator in March.

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