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Do you expect to see less or more second charge mortgage lenders in 2018?

New second mortgage business up 8%

Figures from the Finance & Leasing Association (FLA) have revealed that £76m worth of new second charge mortgage business took place in January.

The FLA also found that the value of new second charge business in the three months to January 2018 was £234m, up 5% on the same period a year earlier.

Meanwhile, just over £1bn of new business took place over the 12 months to January 2018, up 16% on the previous year.

“The second charge mortgage market reported growth in January, with new business up 8% by value and 13% by volume, compared with the same period in 2017,” said Fiona Hoyle, head of consumer and mortgage finance at the FLA.

“The sector is continuing its work in ensuring that the new regulatory regime is fully implemented.”

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