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Do you expect to see less or more second charge mortgage lenders in 2018?

Fluent Mortgages launches

The launch comes after the group bought Brytannic Extra Finance last year in order to harness its expertise in specialist lending to complement its second charge offering and widen its product range.

Following the acquisition, Brytannic has relocated to Fluent’s head office in Horwich, near Bolton, and integrated its processes into Fluent’s.

Fluent Mortgages will provide specialist first charge services to partners already established through Fluent for Advisers, the group’s intermediary division.

Kevin Hindley, group CEO at Fluent Money (pictured above), said the aim was to provide a complementary service to its established second charge offering and claimed it had made no secret about its desire to expand.

“Fluent Mortgages and its team, led by Dan Payne, have the expertise we need to compete in the wider specialist first charge lending field,” he said.

“We are already talking to our existing partners about Fluent Mortgages and the appetite they have to extend our service into specialist lending and the response has been fantastic.

“Integrating the new Fluent Mortgages into the Fluent family is now complete and we are rolling out our full offering to the market.”

Dan Payne, director at Fluent Mortgages, added: “We have worked very hard to reach this point where we can provide a full specialist first charge lending service backed up by the Fluent brand, which is already a watchword for excellence and customer satisfaction.

“My team and I are looking forward to working with Fluent’s existing partners and making Fluent Mortgages as strong a force in specialist first charge lending as it already is in second charge mortgages.”

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