Features

Market Report: Fuelling the fire of second charge lending
Monday 23rd January 2012
Gary Bailey, director at Blemain Finance, gives us his insight into the secured loan market in his exclusive LoanTalk Market Report... “The lending industry has felt...

Debt consolidation - not just for Christmas?
Monday 12th December 2011
With the festive season well on its way and Christmas fast approaching, it is inevitable that many households will see a significant increase in expenditure...

Poor advice from banks and building societies, investigation reveals
Thursday 17th November 2011
High street bank and building societies are giving poor advice, according to an undercover investigation by Which? researchers. The company’s report revealed that elderly and potentially vulnerable...

LoanTalk Insider: Lenders that are still willing to lend?
Monday 31st October 2011
  Here at Loan Talk we thought it was about time we actually got out there and visited some of the industry’s most prominent secured lenders to...

Threats, tax bills and timescales with V Loans
Monday 17th October 2011
Marie Grundy of V Loans told Loan Talk all about one of her most interesting recent cases...   We recently received an enquiry from a new broker...

What does sub-prime mean today?
Monday 3rd October 2011
      Rob Derry, Managing Director of Brunel Mortgages and Loans, explores whether the concept of sub-prime still exists and what it means now…     It is almost a crime...

BTL to hit new heights?
Monday 19th September 2011
The latest Buy-to-Let Index from LSL Property Services plc has revealed the largest monthly increase in a year for rental properties during August.    In August, the average...

Secured lending - the finer points
Monday 19th September 2011
Matt Cottle, Commercial Director of Y3S Group in South Wales, explains why mortgage brokers and IFAs can no longer afford to ignore secured loans...    The second charge...

Secured lending - the rise of the high net worth client
Monday 5th September 2011
Marie Grundy of V Loans explores the increased high net worth client presence that has emerged in recent months within the secured lending industry...   They say you...

WLB Link up: The industry speaks
Tuesday 23rd August 2011
Whiteaway Laidlaw Bank (WLB) has acquired the specialist lender Link Loans, it has been announced.   WLB is a specialist bank with a traditional business model of providing...

Lending to SMEs - what's the score?
Monday 22nd August 2011
The coalition government attempted to increase lending to small and medium-sized enterprises (SMEs) with the introduction of Project Merlin – an agreement with five major mainstream...

Case Study: Loan sharks in their natural habitat
Monday 22nd August 2011
Whilst a lot of work has gone into changing stereotypical perceptions of the secured lending industry, illegal money lending taints the reputation of legitimate secured lending....

Blog: Is Revenue a dirty word?
Monday 11th July 2011
    By Rob Derry or Brunel Mortgages and Loans,   With the FSA wanting to do away with commissions as they believe they promote product bias & poor advice...

Reaching out to the brokers
Thursday 9th June 2011
    Saul Brock of Lancashire Mortgage Corporation explains how he, and his team, reach out to the broker community...   1. When did you start at Lancashire Mortgage Corporation?   I...

Match time for secured lending
Thursday 19th May 2011
By Norton Broker Services  At 5.50pm this Sunday two of the following five teams Wigan, Blackpool, Blackburn, Birmingham or Wolves will be relegated to the championship and...

The Industry Voice: A director's lowdown on the secured loans market
Monday 21st February 2011
“Getting your voice heard is a real problem when you’re one of the smaller packagers in the market, but bigger is not always better...”   Rob Derry, Managing...

The Industry voice: a director's lowdown on the secured loans market
Monday 7th February 2011
 It is time that we opened our eyes to the fact that ‘credit-worthy’ clients may not have a perfect credit history...  Gary Bailey, director at Blemain...

Paradigm Group launches innovative saving service
Tuesday 1st February 2011
  Cheshire-based IFA and Mortgage Partnership, Paradigm Group, has just announced the launch of an inventive new mortgage service.    On Tuesday Paradigm Group, the IFA and Mortgage Partnership...

Ex-NACFB CEO calls for a shake-up in lending to SME’s
Tuesday 1st February 2011
  Keith Heron, former CEO of the NACFB (1994-2006), and now a director at Murray & CO Commercial Finance Brokers, gives his views on the problems faced...

Innovative new website set to tackle rising prices
Monday 31st January 2011
  With the news of the UK’s imminent ‘stagflation’ sending many families into panic mode, they are beginning to look for new ways to reduce the monthly...

The OFT’s ongoing saga with non-compliant debt management firms
Monday 31st January 2011
  Enforcement action has now been taken by the OFT (Office of Fair Trading) following the detection of extensive problems within the debt management sector. Debt management...

Another delay: The Secured Lending Reform Bill
Saturday 29th January 2011
This month saw the publication of the long awaited Secured Lending Reform Bill (the Bill), a private member’s bill, which is intended to curb the power...