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Compliance





News updates, informative guides and opinion and commentary all to do with compliance and regulation in the second charge finance market.

Here you will find a wealth of information on all things to do with compliance, where you will be kept up to date with any regulatory changes affecting the industry.

FCA issues warning over payday loan firm

FCA

The FCA has issued a warning over a payday loan firm it believes is providing financial services or products in the UK without its authorisation...

Lloyds sets up redress scheme for mortgage arrears customers

Lloyds

Lloyds Banking Group has agreed to set up a redress scheme totalling around £283m for mortgage customers who incurred fees after falling behind with their mortgage repayments...

Six lenders cancel their HCSTC permission

FCA

Six lenders have cancelled their high-cost short-term credit (HCSTC) permission between 1st January 2016 and 30th April 2017...

Are risk leaders struggling to identify vulnerable customers?

Struggling

Only 67% of risk leaders are carrying out affordability assessments, new research has claimed...

SimplyBiz: Credit where it’s due

David Golder

Since joining the proud ranks of those regulated by the FCA, you’re likely to have picked up a number of previously unknown phrases and terms; ‘GABRIEL reporting’, for example, or ‘varying your permissions’...

FCA reveals potential impact of MCD on second charge mortgage market

FCA offices

The FCA has revealed its assessment of the Mortgage Credit Directive (MCD) and its impact on the second charge lending market...

Lords Committee urges FCA to act on ‘unacceptable’ financial exclusion

House of Lords

More needs to be done to tackle a “vicious circle” of debt and overcharging, according to the House of Lords Financial Exclusion Committee...

FCA names new director

Nick Space

The FCA has announced that Nick Stace (pictured above) will join its board as a non-executive director...

Credit union hit with major fine

Central Bank of Ireland

A Dublin-based credit union has been fined by the Central Bank of Ireland (pictured above) after an investigation identified seven breaches...

Responsible lending - the broker balancing act

Sarah Jackson

The general public can be incredibly suspicious, especially when it comes to the sales environment in financial services, says Sarah Jackson, director of Equiniti Pancredit...



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