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Do you expect to see less or more second charge mortgage lenders in 2018?


Below find items of thought leadership from a few of the brightest minds in the specialist finance industry.

Broker urges against rushing into long-term fixed rate deals

Matthew Pennell

Remortgage experts at Choice Finance are urging homeowners to discuss with a broker how they can best take advantage of the current climate and reduce their outgoings...

Embracing second charge mortgages

Darren Perry

Throughout this year I have found myself talking with more and more mortgage advisers who are embracing the benefits of offering their clients second charge mortgage products and hearing the same responses...

Shaking off second charge loan misconceptions

James Briggs

I recently received a call from a broker asking for some advice about a prime customer who was presenting a case that seemed ideal for a second charge loan...

How ‘hard mark’ credit checks are quietly costing customers

Sarah Jackson

It is not unreasonable for consumers to assume that they should be able to assess their eligibility for a loan without damaging their future prospects...

Is it too easy to ignore secured loans?

Tim Wheeldon

Tim Wheeldon, COO at Fluent Money (pictured above), claims it is too easy to disregard secured loans when assessing the optimum way for clients to access funds for capital raising...

Persuasion not coercion is the key to wider acceptance for seconds


Trying to coerce advisers into accepting second charge mortgages is counterproductive, two financial services specialists have claimed...

Not so ‘hard to place’


There’s no doubt that the Mortgage Market Review and the subsequent changes made to regulation were way overdue to constrain some of the risky lending practices and unaffordable borrowing...

Where are the opportunities in second charge lending?

James Briggs

When I sat down to put this blog together, I didn’t want to write yet another article about why customers should consider seconds (protecting their current rate, avoiding an early repayment charge, maintaining their interest-only first charge etc)...

50% of professionals say education is most important for seconds growth


More education is seen as the most important factor in order for the second charge mortgage market to grow...

London Money: One year on

Martin Stewart

This month sees the first anniversary of us launching London Money Loans on to an unsuspecting broker community...

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