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Lloyds launches online remortgaging
Lloyds Bank has launched an online remortgaging service.
The service is open to borrowers who do not want to increase the amount of their mortgage, who want to borrow on a capital repayment basis and who do not want to use the new mortgage to consolidate debt or borrow into retirement.
Nick Edwards, Lloyds Bank Digital Director, said: “If borrowers want to get a better deal on their existing mortgage by switching their lender, we want the process that they follow to be as simple and convenient as possible.
“We know from speaking to people who are thinking about moving their mortgage, [that] the most important factors are the rate that they are able to secure and the overall cost of the borrowing.
“These are now part of the first step in our application process so people don’t spend time providing information to then find out that they can’t get the specific mortgage rate they want.”
Borrowers looking to switch their existing mortgage to Lloyds Bank can use an online calculator to see if they can save money on their monthly mortgage payments.
They can then apply online for an Agreement in Principle.
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