Brokerage V Loans is looking for experienced secured loan underwriters as it looks to continue its expansion plans…

The secured loan broker, which specialises in arranging secured loans on behalf of mortgage intermediaries and consumers, is currently recruiting for new underwriters to be based at its new offices in Wilmslow, Cheshire.

V Loans is currently looking for quality-driven team players to join the company, where recruits must have proven skills and experience in the following areas:

•    Secured loan processing/underwriting
•    A good working knowledge of FCA regulatory requirements and secured loan lending procedures
•    Customer relationship management, preferably financial intermediaries
•    CeMap qualified or willing to study towards the qualification
•    Attention to detail, ability to work under pressure and to strict deadlines
•    Strong organisational and problem solving skills
•    Ability to establish strong positive relationships with our lending partners, customers and third party introducers
•    IT literate including MS Word, Excel and Outlook

The successful applicants will be earning between £18,000 and £24,000 a year depending on experience and will be carrying out the following tasks on a daily basis:

•    Professionally assess all cases from financial intermediaries and directly from consumers, to make informed underwriting decisions in line with Company Policies, Procedures, Lending Policy and FCA requirements
•    Accurately assess the risk on application to ensure the loan is affordable, plausible and sustainable with underwriting rationale applied to each case prior to issuing an agreement in principle
•    Interpret and understand credit report insight data
•    Communicate legal charge information held on the Land Registry and understand how this affects a loan application
•    Fact find with the client(s) to establish suitability of the product offered and to complete pre-issue compliance calls with the client to comply with all required regulatory & underwriting procedures
•    Issue loan paperwork accurately and within deadlines adhering to the relevant cooling off periods
•    Manage customers and financial intermediaries throughout process in a courteous and professional manner, ensuring our introducers and customers are updated throughout the loan process

To apply, click the following here and follow the instructions.