Poll
Financial Inclusion should be high on the Conservatives’ agenda
Helen Child, an expert in the prepaid card industry, believes the re-elected Conservative government must drive change so that all can gain access to basic afford able financial services.
According to the Financial Inclusion Commission, almost two million people in the UK do not have a bank account and one in four have a bad credit rating.
Helen, a leading consultant at Striding Edge, explained: “All UK households should have access to a full range of financial services, including secure, safe and regulated banking. Some members of our society have no access to banking institutions, a basic bank account or the facilities to adopt online banking.
“The UK banking sector has a responsibility to provide some form of basic bank account to every individual, whatever their situation and is vital to easing poverty. A financially inclusive UK and promotion of wider trust in the banking sector should therefore be key objectives for the incoming government.”
Helen added: “Prepaid cards such as the APS CashPlus program in effect offer a complete ‘quasi-banking’ solution without the risk of overspending and creating debt. They can also provide a useful credit repair solution and assist those who are underserved, on the basis that there are no credit checks.”
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